When buying a home, it is also a good idea to get pre-approved so that you know you can qualify as well as how much you can qualify for. Getting pre-approved and shopping multiple lenders is easy, but it does take a few minutes. We have made it easy to shop and compare lenders with our lender matching service.
There are many different loan programs available, including FHA, HARP, VA, HUD, to name a few. Your situation may have changed and it might be time to see if you qualify for one of these government backed programs that are designed to help you save on your monthly payments.
Rates are hitting all time lows, it's a great time to look into refinancing your current loan to see if you're eligible for a lower rate. Millions of americans have taken advantage of the falling rates to save on their monthly payments. Some save hundreds each month, thousands every year!