ARM interest rates, otherwise known as adjustable interest rates are rates that adjust at periodic and predetermined intervals. Many borrowers take the ARM loan because of its attractive introductory Read More
The Trick to Buying a House With Low Income
If you have low income, you may think you can’t buy a home. Lenders look at your income, assets, and debt ratio, right? So how would you ever qualify if you don’t make top dollar for your Read More
What are the Pros and Cons of a Fixed-Rate Mortgage?
If there’s one type of mortgage that is the most popular, it’s the fixed-rate mortgage. Perhaps it’s because of its predictability or because it’s the loan most people know about. Either way, you need Read More
Invest or Pay Off Your Mortgage? What’s the Right Choice?
You have a little bit of extra money and you don’t know what to do with it. Should you pay off your mortgage or invest the money? Get Matched with a Lender, Click Here. There is no cut and dry Read More
What Home Financing Options are Available for the Self-Employed?
Being self-employed doesn’t have to be a barrier to get a home loan. Today, there are many options available to you including government-backed and conventional loans. You don’t have to pay higher Read More
Do These Things Now to Buy a Home Next Year
If you’ve made plans to buy a home in the next year, there are some things you must do now to prepare. The more prepared you are, the better financing terms you’ll get and the more purchase power you Read More
Low Down Payment Mortgage Options for First-Time Home Buyers
The largest struggle first-time homebuyers often have is coming up with a down payment. Because they don’t have the benefit of equity in an existing home, they have to come up with cold-hard cash. Read More
The Top Factors That Affect Your Mortgage Interest Rate
If there’s one factor about a mortgage that most people worry about, it’s the mortgage interest rate. This little factor affects not only your monthly payment, but also how much interest you pay over Read More
What is the Ideal Length of Employment for Easy Mortgage Approval?
If you want an open and shut simple mortgage approval, you need 2 years of steady employment. Of course, you also need a great credit score and low debt ratio. But, focusing on your job alone, a Read More
7 Important Questions You Must Ask a Loan Officer
Buying a home means making a lot of decisions. Before you even look at homes, though, you have one very big decision to make. You need to find a loan officer. While they are a dime a dozen, this isn’t Read More