When you apply for a mortgage and go through the loan process, you’ll hear many terms thrown at you. One of those terms is ‘conditional loan approval.’ While the name sounds promising, since it has Read More

You have equity in your home and you need to tap into it, but what is the best way to do so? You have a couple of options including the cash-out refinance and HELOC (home equity line of credit). Both Read More

When you apply for a mortgage, your loan officer asks a lot of questions about your personal finances. One of those questions will have to do with your annual income. Lenders use this figure to Read More

A home equity line of credit (HELOC) isn’t the most suitable option for every borrower. HELOC loans give borrowers an easy and convenient way to tap into their home’s equity. However, there are also Read More

Do you cringe when you hear the term mortgage broker? You aren’t alone. Many people have bad connotations of mortgage brokers, but they don’t deserve this bad rap. Mortgage brokers are a great way to Read More

If you planto build your own home, you will either need a lot of money upfront or a construction loan. Buildingyour own home means the builder isn’t fronting the money to build the home, as they would Read More

If you have debts that remained unpaid for a long time, chances are the creditor sent your account to a collection agency. The amount of time creditors wait until they send your account to collections Read More